Journal of Civil Liability and Insurance (Argentina) N ° 6 – June 2015. Comprehensive study of all regulations applicable to the insurance contract in 21 countries of Ibero-Latin America. Research work carried out for the working session of the Civil Liability Group of the Latin American Ibero Committee (CILA) held within the framework of the Regional Congress of that entity, held in the city of Havana (Cuba) between April 7 and 10 of 2015. Gabriel Jaime Vivas Diez