SPANISH MAGAZINE OF INSURANCE, No. 159, Quarterly Publication, Official Body of the Spanish Section of the International Insurance Law Association (AIDA). Research work in relation to 11 Latin American legislations carried out for the work session of the Civil Liability Group of the Latin American Committee of AIDA (CILA) held within the framework of the XVI World Congress of the International Association of Insurance Companies (AIDA) held in the city of Rome (Italy) between September 28 and October 2, 2014. Gabriel Jaime Vivas Diez